Mortgage Information for First time home buyers

Why Loan Approval is Important

Buying a home is one of the most important decisions we make. Finding the right lender is equally as important. Comparing costs is what we do daily to ensure we are the LOWEST in rate and fees and the best in service! We recommend our buyers get pre-approved before beginning their home search. Knowing exactly how much you can comfortably spend on a home reduces the potential frustration of looking at homes beyond your means.

Types of Loans

  • Down Payment and Closing Costs Financial Assistance
  • Thirty-Year Fixed Rate Mortgage
  • Fifteen-Year Fixed Rate Mortgage
  • Hybrid ARM (3/1 ARM, 5/1 ARM, 7/1 ARM)
  • Adjustable Rate Mortgages (ARM)
  • 2/1 Buy Down Mortgage
  • Annual ARM
  • Monthly ARM

The Mortgage and Loan Process

  • Financial Pre-approval
  • Underwriting
  • Loan Approval
  • Title Company
  • Funding

Get a Free Home Loan Quote Today!

Buying a home is a big deal. Making sure it fits your budget and your family is important. Contact us today for your FREE Home Loan Quote.  

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California Mortgage Rates

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Mortgage Calculator Estimator

Use the mortgage calculator below to know how much your montly mortgage payment will be.*

* Please note this information is only an estimate. A more accurate payment and rate will be determined by your lender based on personal information.